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The business of a banker, banking involves an establishment for the loaning, holding, exchanging, or issuing of money. Also deals with the transmission of funds and the extensions of credit.

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Banking > Refinance


Banking; Refinance

If you are facing a temporary hardship, your lender may offer you a deferment. A deferment is a postponement of your home loan payments for a set period of time. This does not ...

trial period plan notice

Banking; Refinance

A Trial Period Plan Notice is a letter that outlines the terms and the amount of your Trial Period Plan mortgage payments for the Home Affordable Modification Program.

temporary hardship

Banking; Refinance

A temporary hardship is a situation where you experience a loss of income but the circumstances have an end in sight, such as a medical condition that temporarily prevents you ...

tax information form (IRS form 4506-t)

Banking; Refinance

This form allows an individual, or an outside third party such as your bank, to verify tax information reported on a federal income tax return for one or more years. IRS Form ...

short sale agreement

Banking; Refinance

A Short Sale Agreement is a document that you’ll receive from us after we’ve evaluated your property. The document, which you’ll need to sign and return to us, lists an acceptable ...

short sale

Banking; Refinance

A short sale is a commonly used alternative to a foreclosure. If you can no longer afford to make your mortgage payments and your home is worth less than you owe, a short sale ...

second mortgage or second lien

Banking; Refinance

The traditional term for a home equity loan or line of credit because it is generally a subordinate lien and not a first mortgage, which usually is made to purchase the home.